You don’t plan for accidents to happen. You don’t plan to get sick. You also don’t plan for flights to get delayed, natural disasters to happen or for baggage to disappear. But unfortunately, these things do happen.
What Is It?
Insurance thats cover you when you travel.
It covers things like:
– Your flight gets cancelled, or delayed and you miss a connecting flight
– Your passport or wallet is stolen
– You have to cancel a trip due to illness
– Natural disaster ruins flights, hotel bookings, etc.
– Your bags get lost
Travel insurance is important no matter what. If you are leaving your home country, you should definitely pay the extra dosh for the safety.
Hopefully it doesn’t happen to you, but in case it does, you are covered.
It is most important if you are going on an adventurous holiday.
If you are going snowboarding, hiking, biking, etc, this is when it becomes the most important.
Although these awesome activities are life experiences and you may never hurt yourself; you might.
And especially in the daring sports, you need it.
If something does break, especially a collarbone, you are not allowed to fly if you are broken. You must go into surgery.
It is going to be expensive. If you do not have travel insurance with these unfortunate events, you will be kissing that money goodbye!!
– Do you research to try and to find the best price!
There are heaps of companies out there advertising the best deal, but you need to do your research!
– Read what it covers carefully!
The reason people are so hesitant about travel insurance sometimes is cause they hear people have got screwed over by it. Well did they read the fine print? Did they know exactly what it covers? If you are going snowboarding, does the travel insurance cover injury from it?
– Print Your Policy
Know your rights and what you are entitled to. Keep a copy of your policy and expenses in your travel folder with you.
– Know Your Expiry Date
If you are going for a prolonged overseas trip, make sure you know when your insurance runs out! You would hate something to have happened and realise at the hospital, that you aren’t covered!
– Keep It On You!
Have your policy number in your wallet. If something happens, you can access it quickly and easily.
Hope this helps convince to go in the safest direction!
Peace of mind goes a long way!
– Jecca xo